In the recent past, Cred App has been one of the exciting apps offering advantages for credit card holders in India. It's founder and CEO is Mr Kunal Shah who is popular for the recharge and deals app- FreeCharge.
To enjoy the benefits of this app, first you need to apply to get a membership of the Cred club. It's a easy process which requires your name as on PAN card and phone number linked to your bank accounts. Basically, they retrieve your credit score information and invite you to the Cred club.
Once accepted, just pay your monthly credit card bills through Cred and accumulate points. These points can be converted to cashback or can be redeemed for various exciting deals.
You can refer other credit card holders to the Cred club as well to earn gems. Cred Gems allow you to earn swiggy, Zomato vouchers along with Flipkart, ixigo gift vouchers as well.
Just be careful to download the genuine app as giving your personal, financial details to a fake app can cause data theft.
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